ROOFING CONTRACTOR: This Is What Professionals Do

There is Duro-Last as being over protective with regards to your home and your finances. There are numerous roofing contractors out there that are willing to bend the rules to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it is critical to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation so that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your house and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as mentioned in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it’s almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage and mold resulting from leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A few months later you notice a leak. You make an effort to contact the company, but can’t find their information. You try to look them up by their business license and you also find that there is never a business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor has a business license. If they don’t have a license, it may be a sign that they don’t know what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company must have a shingle license and an over-all roofing license to set up a pitched roof. A set roof installation only takes a general roofing license.

An over-all contractor is legally able to install a roof with out a roofing license should they have a general contractor license. However, there have been many cases of general contractors branching out and installing roofs themselves if they lack the proper training. This causes problems for building owners together with home owners. It is perfect for a general contractor to possess a roofing license as well as their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the center of working on your roof and you also find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not necessary to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover that your contractor did not pay his supplier and that you are now in charge of that payment. This has happened and can happen to you.

Solution: Be sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that when the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to safeguard the home or building owner from paying twice. If you have the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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